Author: Jennie Alley

  • Sweet Potato and Ground Turkey Skillet

    Sweet Potato and Ground Turkey Skillet

    I don’t know about you, but one of my favorite ways to cook when I just can’t be bothered is with a good one-pan meal. This Sweet Potato and Ground Turkey Skillet gives ground turkey a simple glow-up with sweet potato, kale, savory herbs, and a creamy Parmesan orzo that brings everything together. It’s hearty without feeling heavy and ready in about 40 minutes. And with only one pan to clean when dinner’s done? Count me in! This meal also reheats well, so you can enjoy it again for lunch or an easy dinner later in the week.

    An Easy Dinner with Sweet Potato and Ground Turkey

    This ground turkey and sweet potato skillet is my idea of a really good weeknight dinner. It’s super easy, full of flavor, made in one skillet, and practical from start to finish. Getting the sweet potato and orzo tender at the same time comes down to how the potato is cut. I dice it into ½-inch cubes and give them a short head start with the onion and seasonings before the broth goes in. They finish during the orzo’s covered simmer, so there’s no need to precook the sweet potato or boil the pasta in another pot!

    But cooking the orzo in the same skillet does more than just save on dishes. As it absorbs the chicken broth, it releases starch that helps the Parmesan cling to the pasta and lightly coat the turkey, sweet potato, and kale. The thyme, sage, poultry seasoning, and smoked paprika also give the mild turkey plenty of warm, savory flavor and season the whole skillet. I just LOVE it. If easy ground turkey dinners are your thing, this ground turkey zucchini skillet is another simple one-pan option.

    Recipe Success Tips

    1. Use ground turkey, or shop the sales. I like ground turkey here because its mild flavor works well with the savory seasonings, and it usually releases very little fat into the skillet. Ground chicken is the closest swap, but ground beef is also fair game if you find a good deal or already have it on hand! Drain fattier beef after browning so it doesn’t make the orzo greasy. Adjust the seasonings to taste before serving.
    2. Want to make it meatless? Use your favorite plant-based crumbles and adjust the seasonings as needed since the salt and flavor vary between brands. For a less expensive option, you can add in some drained and rinsed canned beans (I’d go for cannellini beans or chickpeas). Add them when you add the turkey back to the skillet, similar to our sweet potato black bean skillet.
    3. Cut the sweet potato into even cubes. I aim for even ½-inch cubes, like I would for a sweet potato hash, so they can cook through and become tender by the time the orzo is ready. Otherwise, oversized pieces of sweet potato can stay firm, but very small ones may break down into the pasta.
    4. Use a large skillet with a tight-fitting lid. The lid traps steam and stops the broth from evaporating too quickly, which helps the sweet potato and orzo cook through evenly. If you’ve got one, a heavy-bottomed skillet is a great choice because it distributes heat well and reduces hot spots.
    5. Keep the broth at a steady simmer. Stovetops vary, so adjust the heat as needed, keep the skillet covered between stirs, and scrape across the bottom occasionally to prevent the orzo from sticking. It’s ready when the pasta is tender, the sweet potato is fork-tender, and most of the broth has been absorbed. If your pan dries out before the orzo is ready, I recommend adding a little more broth or water as needed. If it still looks soupy after 12 minutes, simmer it uncovered briefly.
    6. Add the Parmesan off the heat. I turn off the burner before stirring it in because the residual heat is enough to melt the Parmesan smoothly. Too much heat can make it clump or turn greasy.

    Overhead view of a sweet potato and ground turkey skillet with a wooden spoon.

    Print
    Add to Collection Go to Collections

    Sweet Potato and Ground Turkey Skillet

    This easy Sweet Potato and Ground Turkey Skillet cooks turkey, sweet potato, kale, and Parmesan-coated orzo in one pan for a practical weeknight dinner!
    Course Main Course
    Cuisine American
    Total Cost $9.07 recipe / $2.27 serving
    Prep Time 15 minutes
    Cook Time 25 minutes
    Total Time 40 minutes
    Servings 4 servings (~2 cups each)
    Calories 459kcal

    Equipment

    • Large Deep Skillet with a Lid

    Ingredients

    • 2 Tbsp cooking oil divided, $0.07*
    • 1 lb. ground turkey $3.94**
    • 1 yellow onion diced, (1½ cups, 225g) $0.70
    • 2 garlic cloves minced, (2 tsp) $0.16
    • 1 medium sweet potato peeled and cut into ½” cubes, (1½ cups, 250g) $1.13
    • ½ tsp dried thyme $0.05
    • ½ tsp rubbed sage $0.04
    • ½ tsp poultry seasoning $0.02***
    • ½ tsp smoked paprika $0.04
    • 1 tsp salt divided, $0.08
    • ¼ tsp black pepper freshly cracked & divided, $0.05
    • 1 cup orzo pasta uncooked & divided, (200g) $0.43
    • 3 cups chicken broth 24 fl oz., $0.35****
    • 2 cups kale chopped, (130g) $0.85*****
    • ½ cup Parmesan cheese grated, (50g) $1.16

    Instructions

    • Gather and prep all ingredients.
    • Heat 1 Tbsp oil in a large deep skillet with a lid over medium-high. Add turkey, season lightly with ¼ tsp and ⅛ tsp black pepper, and cook until browned and crumbly, about 6 minutes. Transfer to a plate and set aside.
    • In the same skillet, add remaining Tbsp oil with onion, garlic, and sweet potato, thyme, sage, poultry seasoning, smoked paprika and remaining ¾ tsp salt and ⅛ tsp black pepper. Cook for 4-5 minutes until onion softens and spices become fragrant.
    • Add the orzo to the skillet and stir to coat in the oil and spices. Pour in chicken broth and bring to a boil. Reduce heat to medium-low, cover, and simmer for 10-12 minutes, stirring occasionally, until the orzo is tender and most of the liquid is absorbed.
    • Stir the turkey back into the skillet along with the kale. Cover and cook 2-3 minutes more until the greens are wilted.
    • Turn off the heat. Stir in ½ cup grated Parmesan until melted and coating the orzo.
    • Spoon into bowls and sprinkle with extra Parmesan if desired. Enjoy!

    See how we calculate recipe costs here.

    Notes

    *Use a neutral cooking oil, such as vegetable or canola oil.

    **You can use any ground turkey here, including lean or higher-fat blends. Ground chicken is an equal swap and cooks in roughly the same time. If you want to use ground beef, I’d go for lean ground beef, though it may cost more. Higher-fat beef also works; cook it until browned, transfer it from the skillet, then drain the excess fat before continuing. Adjust the salt to taste.

    ***Poultry seasoning is a premixed blend of savory herbs and spices, usually including sage, thyme, rosemary, and marjoram. An inexpensive store brand (such as Great Value from Walmart) works perfectly, or make our poultry seasoning blend if you’ve already got the seasonings needed on hand!

    ****I use Better Than Bouillon for cost and flavor consistency when calculating prices. Regular broth or stock can also be used, however seasoning may need to be adjusted accordingly to taste.

    *****Remove the tough kale stems before chopping. Don’t love kale? Fresh spinach is a good substitute, but add it with the turkey near the end and cook only until wilted because it softens much faster than kale.

    Nutrition

    Serving: 1serving (~2 cups each) | Calories: 459kcal | Carbohydrates: 46g | Protein: 38g | Fat: 14g | Sodium: 1552mg | Fiber: 4g

    how to make Sweet Potato and Ground Turkey Skillet Step-by-Step Photos

    The ingredients to make sweet potato and ground turkey skillet with labels.

    Gather and prep all of your ingredients.

    Ground turkey in a skillet before being cooked.

    Brown the ground turkey: Heat 1 Tbsp cooking oil in a large, deep skillet over medium-high heat. Once the oil is shimmering, add 1 lb. ground turkey and season lightly with ¼ tsp salt and ⅛ tsp pepper. Cook for about 6 minutes, breaking the meat into crumbles, until browned and cooked through with no pink left. Ground turkey should reach 165°F once done. Transfer the turkey to a clean plate. I brown the turkey first and remove it from the skillet so it can develop some color without overcooking while the orzo simmers!

    Diced sweet potatoes, onions and seasonings in a skillet.

    Cook the veggies: Add the remaining 1 Tbsp cooking oil to the skillet, followed by the 1 diced onion, 2 cloves minced garlic, 1 cubed sweet potato, ½ tsp dried thyme, ½ tsp rubbed sage, ½ tsp poultry seasoning, ½ tsp smoked paprika, the remaining ¾ tsp salt, and ⅛ tsp black pepper. Cook for 4-5 minutes, stirring frequently, until the onion softens and the seasonings smell fragrant. The sweet potato will not be tender yet (it’ll finish cooking in the broth). Lower the heat slightly if the garlic starts to brown.

    Broth being poured into a skillet of sweet potatoes.

    Simmer the orzo: Add 1 cup uncooked orzo and stir until it is coated in the oil and seasonings. Pour in 3 cups chicken broth and scrape across the bottom of the skillet to loosen any browned bits. Bring the broth to a boil, then reduce the heat to medium-low to maintain a steady simmer. Cover the skillet and cook for 10-12 minutes until the orzo is tender and you can easily pierce the sweet potatoes with a fork. Stir and scrape the bottom of the skillet occasionally, and replace the lid promptly to retain the steam.

    Kale and cooked ground turkey added to a skillet with sweet potatoes.

    Add the turkey and kale: Return the cooked turkey and any juices from the plate to the skillet, then stir in 2 cups chopped kale. Cover and cook for 2-3 minutes, or until the kale has wilted and the turkey is heated through.

    Parmesan added to a sweet potato and ground turkey skillet.

    Finish with Parmesan: Turn off the heat and stir in ½ cup grated Parmesan until it melts and lightly coats the orzo. Taste and adjust the salt and pepper as needed.

    A sweet potato and ground turkey skillet with rice.

    Serve: Spoon your sweet potato and ground turkey skillet into bowls, and enjoy! Feel free to finish with extra grated Parmesan if you’ve got it.

    Side view of sweet potato and ground turkey orzo in a bowl with a knife taking some.

    Serving Suggestions

    I made this sweet potato and ground turkey skillet a complete meal by cooking the orzo, turkey, sweet potato, and kale together in one pan. It doesn’t need any toppings, but I’ll happily add some extra grated Parmesan for even more cheesy flavor, or some fresh herbs (I like fresh parsley or thyme) before serving! You can also add a drizzle of olive oil for extra richness or a squeeze of lemon juice to brighten the whole dish up. If you’d still like something on the side, I’d keep it simple with a green salad, roasted Brussels sprouts, steamed broccoli, or sauteed green beans.

    Meal Prep it!

    I usually portion any leftovers from this skillet into single-serving airtight containers, so a quick lunch or dinner is ready to go! They’ll keep in the refrigerator for 3-4 days. Store any extra Parmesan and sides separately so everything stays fresh and nothing gets soggy. To reheat, I’ll add a small splash of broth or water, cover loosely, and microwave until steaming, stirring halfway through. The orzo continues soaking up moisture in the refrigerator, so that splash of broth/water helps loosen it back up.

    Storage & Reheating

    Store any leftovers in an airtight container and refrigerate for up to 3-4 days. Just note refrigerated leftovers will be a little firmer than the freshly made skillet.

    Reheating

    If I’m reheating several servings at once, I prefer reheating them gently on the stovetop. Add a splash of broth or water, cover, and warm over medium-low heat, stirring occasionally, until hot throughout. You can also reheat individual servings in the microwave until steaming.

    Freezing

    I prefer this dish fresh or refrigerated because that’s when the texture is best, but you can freeze it for up to 2 months. Let the leftovers cool, then transfer them to freezer-safe containers and freeze. Thaw overnight in the refrigerator before reheating, and expect the orzo, kale, and sweet potato to be softer once thawed.

    Other Ground Turkey Skillets to Try:

    • Our Ground Turkey Stir Fry turns ground turkey, bell peppers, and spinach into a fast 25-minute dinner with a sweet and savory soy-sesame sauce.
    • My Egg Roll in a Bowl is another easy one-pan option, packed with ground turkey, cabbage, mushrooms, ginger, and plenty of crunch from water chestnuts.
    • This versatile Turkey Taco Skillet combines ground turkey with black beans, corn, and tomatoes with green chiles. Serve it in tortillas, spoon it over greens, or scoop it up with tortilla chips!

    The post Sweet Potato and Ground Turkey Skillet appeared first on Budget Bytes.

    This post was originally published on this site.

  • VA Dental Claims Statistics: The Fast-Growing Benefit Category Most Veterans Miss

    VA Dental Claims Statistics: The Fast-Growing Benefit Category Most Veterans Miss

    This post was originally published on this site.

    Ask most veterans whether the VA covers dental, and you’ll usually get one of two answers: “only if you’re 100% disabled” or “no.” Neither is the full picture. Dental and oral conditions are a real, ratable category of VA disability compensation — and according to VBA data, it’s one of the fastest-growing categories in the entire system.

    Dental and oral service-connected disabilities grew 14.9% among all recipients in FY2025, and new dental claims grew 8.7% year-over-year. Behind both numbers is a single, specific, and rarely-discussed condition that makes up the overwhelming majority of every dental claim on the books.

    This article breaks down what’s driving the growth, what limited jaw motion actually means as a VA claim, and how dental fits into the broader disability system most veterans never think to check.

    Summary of Key Points

    • Dental and oral service-connected disabilities grew 14.9% among all recipients in FY2025 — one of the fastest growth rates of any body system.
    • New dental claims grew 8.7% year-over-year, from 19,983 to 21,720.
    • Limited motion of the jaw (temporomandibular joint dysfunction and related conditions) accounts for 218,603 of the 252,697 total dental disabilities on the VA’s books — 86.5% of the entire category.
    • Dental disability compensation is separate from VA dental healthcare eligibility, which is a common source of confusion.
    • The VBA data shows this category is growing quickly. It does not explain why — this article treats the underlying cause as an open question, not a settled fact.

    VA dental and oral disabilities are one of the fastest-growing claim categories in the FY2025 data — up 14.9% among all recipients and 8.7% among new claims. One condition, limited motion of the jaw, accounts for 86.5% of every dental disability on the VA’s books (218,603 of 252,697 total). Most veterans assume VA dental benefits are limited to healthcare eligibility — the data says otherwise.

    VA disability expert Brian Reese

    What the Data Shows

    Dental and oral conditions cover a specific, narrower slice of the VA disability system than musculoskeletal or mental health, but the growth rate stands out. According to the FY2025 VBA Compensation Report:

    Metric Figure
    Total dental/oral service-connected disabilities 252,697
    Growth among all recipients (YoY) +14.9%
    New dental/oral claims, FY2024 19,983
    New dental/oral claims, FY2025 21,720
    New-claims growth (YoY) +8.7%

    Source: VBA Compensation Report, five-year body-system trend tables. Dental’s 14.9% all-recipient growth rate is among the highest of any body system in the FY2025 data.

    One Condition Drives Almost the Entire Category

    The dental and oral category includes a range of conditions — missing teeth, gum disease, jaw fractures — but one condition dominates the data by a wide margin: limited motion of the jaw, which covers temporomandibular joint (TMJ) dysfunction and related restrictions in how far the jaw can open or move.

    At 218,603 veterans, limited jaw motion accounts for 86.5% of every dental and oral disability currently on the VA’s books. That’s not a close split between several common conditions — it’s one condition carrying the entire category.

    What Counts as Limited Jaw Motion

    The VA rates limited motion of the jaw based on how far the mouth can open, measured in millimeters of interincisal range, and on lateral motion. Common causes include jaw fractures from training or combat injuries, TMJ dysfunction from teeth grinding (bruxism) — itself frequently connected to PTSD and stress — and degenerative joint changes over time. It’s rated under its own diagnostic code, separate from the teeth and gum conditions most veterans associate with “dental.”

    How the VA Rates Limited Jaw Motion

    Limited motion of the jaw is rated under 38 CFR § 4.150, Diagnostic Code 9905, based on two separate measurements: interincisal range (how far the mouth opens, measured in millimeters between the upper and lower front teeth) and lateral excursion (how far the jaw moves side to side). The VA rates whichever measurement is more disabling — the two aren’t combined.

    • 0–10mm interincisal range: 40%
    • 11–20mm: 30%
    • 21–30mm: 20%
    • 31–40mm: 10%
    • Lateral excursion limited to 0–4mm: 10%

    Because the rating is based on an objective, measurable range of motion rather than a subjective symptom description, a thorough C&P exam — one that actually measures and records both interincisal range and lateral excursion — matters more for this condition than for many others.

    Why This Category Gets Overlooked

    VA dental benefits split into two entirely separate systems, and the confusion between them is likely a major reason dental disability claims are under-filed relative to their actual prevalence:

    • VA dental healthcare eligibility — access to VA dental treatment itself, which has its own separate eligibility rules based on rating percentage, service-connected dental trauma, and other categories.
    • VA dental disability compensation — a monthly, ratable disability payment for a service-connected dental or jaw condition, evaluated the same way as any other body system.

    Most of the confusion lives in the first category. Veterans who look into VA dental care and find limited healthcare eligibility often assume the same limits apply to disability compensation — and stop looking. The FY2025 data suggests that assumption is leaving a real, growing, and specific condition unclaimed for some veterans who have it.

    It doesn’t help that dental conditions rarely come up in the standard advice veterans hear about filing a claim. Guides on service connection tend to focus on the big, obvious categories — back pain, hearing loss, mental health — and dental gets treated as an afterthought, if it’s mentioned at all. That gap between how the data actually looks and how the topic gets discussed is exactly why this category is worth a dedicated look.

    Dental Conditions Can Also Be Secondary Conditions

    Like most body systems in the VA disability schedule, dental and oral conditions aren’t limited to direct service connection. Jaw clenching and teeth grinding (bruxism) are well-documented physical responses to chronic stress and PTSD, and veterans with a service-connected mental health condition sometimes develop TMJ symptoms as a downstream effect years after their primary diagnosis. Medications used to treat other service-connected conditions can also contribute to dental and jaw issues over time.

    None of that means a dental condition is automatically secondary to something else. It means the same evidence standard applies here as anywhere else in the VA system: a current diagnosis, a service-connected primary condition, and a medical opinion connecting the two.

    What This Means for Your VA Claim

    If you have jaw pain, clicking, limited range of motion when opening your mouth, or a documented jaw injury or TMJ diagnosis connected to your service, it’s worth confirming whether that condition has ever been evaluated for disability compensation — separate from any conversation about VA dental treatment eligibility.

    • A current diagnosis of TMJ dysfunction or limited jaw motion from a dentist or physician is the starting point.
    • If the condition is connected to bruxism or teeth grinding, and you have a service-connected PTSD or anxiety diagnosis, ask your provider whether a secondary connection applies.
    • Document a jaw injury from training, combat, or an in-service accident the same way you would any other service-connected event — with records, buddy statements, or continuity of symptoms since separation.

    As with any claim, the strength of the outcome depends on the quality of the evidence, not just the existence of a diagnosis. A dentist’s note that simply says “limited opening” carries far less weight than one that records the actual interincisal measurement in millimeters — because that’s the exact figure the rating schedule uses.

    For a full breakdown of VA dental healthcare eligibility versus disability compensation, see Does the VA Cover Dental?. For the specific rating criteria dental and oral conditions are evaluated under, see What VA Disability Rating Qualifies for Dental and VA Disability Rating for Dental Conditions. If TMJ or jaw-joint symptoms are your primary concern, see TMJ VA Rating.

    Conclusion

    Dental and oral conditions are growing faster than most veterans would expect, and the reason is concentrated almost entirely in one condition most people have never heard described as a VA disability: limited motion of the jaw.

    If you’ve written off dental as a healthcare-only benefit, the recent data is a good reason to take a second look.

    FAQs | Frequently Asked Questions

    Does the VA pay disability compensation for dental conditions?

    Yes. Dental and oral conditions can be rated as service-connected disabilities, separate from VA dental healthcare eligibility, which has its own rules. As of FY2025, 252,697 veterans have a service-connected dental or oral disability.

    What is the most common VA dental claim?

    Limited motion of the jaw, which covers TMJ dysfunction and related restrictions in jaw movement. It accounts for 218,603 of the 252,697 total dental disabilities in the 2025 data — 86.5% of the entire category.

    Is VA dental disability compensation the same as VA dental healthcare?

    No. VA dental healthcare eligibility (access to dental treatment) is governed by separate rules from VA dental disability compensation (a monthly payment for a rated dental condition). A veteran can qualify for one without the other.

    How fast are VA dental claims growing?

    Dental and oral service-connected disabilities grew 14.9% among all recipients in FY2025, and new dental claims grew 8.7% year-over-year — among the faster growth rates of any body system in the VBA data.

    Can TMJ or jaw problems be connected to PTSD?

    Bruxism (teeth grinding), a common contributor to TMJ dysfunction, is frequently associated with PTSD and chronic stress. Whether a secondary connection applies depends on the specific medical evidence in your case.

    Does the VBA data explain why dental claims are growing?

    No. The data confirms the growth rate but does not identify a specific cause. This article does not speculate beyond what the data shows.


    Content Reviewed By

    Content Reviewed by: VA Claims Insider Quality Control Team

     

    Quality Assurance Team

    The Quality Assurance (QA) team at VA Claims Insider has extensive experience researching, fact-checking, and ensuring accuracy in all produced content. The QA team consists of individuals with specialized knowledge in the VA disability claims adjudication processes, laws and regulations, and they understand the needs of our target audience. Any changes or suggestions the QA team makes are thoroughly reviewed and incorporated into the content by our writers and creators.

    About the Author

     

    Brian Reese
    Brian Reese

    Brian Reese

    Brian Reese is a world-renowned VA disability benefits expert and the #1 bestselling author of VA Claim Secrets and You Deserve It. Motivated by his own frustration with the VA claim process, Brian founded VA Claims Insider to help disabled veterans secure their VA disability compensation faster, regardless of their past struggles with the VA. Since 2013, he has positively impacted the lives of over 10 million military, veterans, and their families.

    A former active-duty Air Force officer, Brian has extensive experience leading diverse teams in challenging international environments, including a combat tour in Afghanistan in 2011 supporting Operation ENDURING FREEDOM.

    Brian is a Distinguished Graduate of Management from the United States Air Force Academy and earned his MBA from Oklahoma State University’s Spears School of Business, where he was a National Honor Scholar, ranking in the top 1% of his class.

  • Multi-generational Cruising: How One Family Continues a Travel Tradition

    Multi-generational Cruising: How One Family Continues a Travel Tradition

    Trish and Brooke Harwood have cruised all over the world, but their most recent voyage — a two week sailing from Lisbon to Rouen (and several added days at each end) — stood out.  This time they brought along their two sons and their partners, continuing a family travel tradition that started with Trish’s own parents and her siblings when she was just eleven.  The Harwoods and their sons/families have just five cruises together under their belts, but are looking forward to more.

    Yacht Club Member Trish Harwood carries on her family tradition of multi-generational cruising on Windstar./

    “One of the reasons we keep this tradition going is that we’ve learned that our kids, who range in age from 55 to 64, are such a treat to share destinations and experiences with,” Trish says. “And yet it’s a very different experience, even on a familiar ship, from our usual travel as a couple. On those trips, we’re more likely to seek out other guests and participate in more onboard activities. Here the focus is family.”

    The biggest difference this time around? “I certainly put more work into the pre- and post-cruise planning,” she says.

    The Harwoods are hardly alone in prioritizing trips with their adult kids and, down the road, a post-graduation trip with a grandchild, is already on the horizon. Multi-generational travel is having a moment: in the 2026 Virtuoso Luxe Report, the two strongest motivations to travel were spending time with immediate family and going on multigenerational trips.

    It’s easy to see why cruising is such a natural fit for family travel, Trish adds. “Once you’ve identified your ship and itinerary, the heavy lifting is already handled. There’s no worrying about dinner reservations or where you’re going to stay, and the ship’s shore excursion department handles activities in port.”

    This is the fifth trip the Harwoods have planned with one or both of their sons, and Trish has picked up plenty of wisdom along the way. Her first rule: “We’re talking vacations, not family reunions, which have different needs and protocols. These are trips with our adult children, not kids — and they’re our guests.”

    Here are her top tips for planning a multi-generational cruise of your own:

    Trip planning

    • Start with a low-pressure suggestion: “We’re going to the Caribbean — would you be interested in joining as our guests?” Or “we’re thinking of visiting the Baltic; is this something you’d be interested in?”
    • Be clear about financials from the start — who’s paying for what? Major expenses include airfare, the cruise itself, pre- and post-cruise transfers, and accommodations and meals on land.
    • Air travel can be the trickiest piece, especially with limited seats and choices lately. I coordinate with the family and usually book everyone’s flights. But on one trip a couple couldn’t decide when to fly and it became frustrating. I finally said, “Here’s what our flights cost.  I’ll send that amount to your bank account and you decide how to get there and book it yourself. 
    • Whichever approach you take, make sure everyone is treated equally. If one couple can’t join a trip, we make sure a similar trip is offered another time.
    • Think carefully about timing. In our family, one couple is retired, and one still works — how much vacation time does the working couple have? If it’s limited, they might only join for part of the trip. Is the destination “good” (weather, crowds, etc.) during the window your kids can get away? If not, are you willing to adjust your own plans?

    Setting expectations

    • Talk through goals and expectations before you leave. What do you, as host, expect? What do your kids — or teenage grandkids — want from the trip? The couple still working will likely be exhausted just getting to the airport on day one, while the retired among you can’t wait to start sightseeing.
    • This goes beyond schedules, too. On a trip to London, your teenage granddaughter might decide shorts, a tee shirt, and flip-flops are perfectly appropriate; you may see it differently. She might think hotel room service is the height of luxury, while you’re yearning for a good pub meal. Setting expectations on both sides upfront can save friction later.

    On vacation together

    On a family cruise, days in port everyone chooses whatever they want to do. On a stop at Guernsey, an e-bike tour was a big hit for one member of the group./Shutterstock
    • Let everyone keep their own daytime schedule and meet up for cocktails and dinner. Some like to sleep late, some want to sightsee early or sunbathe. Some like bike tours, others prefer museums, gardens or stately homes. It’s not a hard rule — on a small ship like Windstar, you’ll often end up at breakfast together, or a couple gets invited to dine with new friends — but daytime freedom gives everyone flexibility while keeping evenings as family time.
    • Expect dining preferences to shift across generations. We’ve noticed the younger generation tends to prefer more casual restaurants, so we adjust accordingly.
    • Stay easily reachable when you’re apart. A family WhatsApp thread keeps everyone in the loop — “A great table just opened up at Star Grill, anyone interested?” or “Just caught an Uber, back on board in 15 minutes” — so plans (like dinnertime) can shift in real time.
    • As host, decide how much responsibility you’re taking on for everyone’s comfort. With just the two of us, it’s easy — if something goes sideways, Brooke and I sort it out together. With six people, even agreeing on a restaurant and getting a reservation can get complicated. And where two of us would normally grab a train, taxi, or Uber from airport to hotel, with six I add van transfers to the plan.
    • A good example of our different interests is a review of the hundreds of photos we as a group posted on Google Photos during our three-week trip.  Some were cathedrals and architectural while others were botanical gardens; some were landscapes while others were monuments or battlefields.  All of us posted shots taken in fresh markets and of food!  In viewing them it quickly became apparent whose interest was reflected in our growing album — and it got so we could identify the photographer by the subject.

    And last, but by no means least:

    • Don’t hesitate to ask a fellow passenger to take photos of you as a group … otherwise someone is always left out (unless you like selfies).

    Have you traveled as a multi-generational family? Care to share any tips? And if you’re planning a trip like this and have questions, leave them in the comments below (scroll way down!) and we’ll get you answers.

     

    The post Multi-generational Cruising: How One Family Continues a Travel Tradition appeared first on Windstar Cruises Travel Blog.

    This post was originally published on this site.

  • Coast Guard Launches Search for Man, 73, After Boat Overturns on Lake Erie

    Coast Guard Launches Search for Man, 73, After Boat Overturns on Lake Erie

    The Coast Guard has launched a search for a 73-year-old man who entered Lake Erie’s waters after a vessel overturned near Conneaut, Ohio, on Aug. 12.

    this site

  • Navigating TRICARE as Students Age Out of Dependent Coverage

    Navigating TRICARE as Students Age Out of Dependent Coverage

    This post was originally published on this site.

    For military families, one of the most important milestones isn’t just high school or college graduation—it’s when a child’s TRICARE health coverage ends. As young adults transition to independence, understanding how TRICARE works when students age out of dependent coverage is essential to avoid gaps in health care and make informed decisions about next steps.

    Coverage Limits

    Under current TRICARE rules, dependent children of service members and retirees remain eligible for regular TRICARE coverage until their 21st birthday. Children who are enrolled full-time at an approved institution of higher education may continue coverage until their 23rd birthday or graduation, whichever comes first. This extension applies only if they are unmarried and their sponsor provides more than half of their financial support. Otherwise, coverage ends at age 21.

    When coverage ends, losing TRICARE is considered a qualifying life event that triggers a limited window to make changes to health plan enrollment. Families generally have 90 days after the change to update coverage or select a new plan. This period is significant for young adults who age out because of graduation or reaching the age limit.

    For many college students, staying enrolled in TRICARE through age 23 requires proactive steps. Families must ensure their child’s full-time student status is documented in the Defense Enrollment Eligibility Reporting System (DEERS), including proof of enrollment and updated address information when moving for college. Failure to maintain accurate records can jeopardize continued eligibility.

    Post-Eligibility Options

    Once eligibility for regular dependent coverage ends, several options are available to maintain health insurance.

    One option is TRICARE Young Adult, a premium-based plan created specifically for adult children who have aged out of standard TRICARE coverage. To qualify, the individual must be unmarried, at least 21 years old—or 23 if previously covered as a full-time college student—and ineligible for employer-sponsored health insurance. The program provides coverage through age 26 and offers Prime and Select options, each with different cost structures and provider networks designed to preserve continuity of care.

    Because TRICARE Young Adult is not subsidized the way dependent coverage is, participants pay monthly premiums and out-of-pocket cost shares. These expenses vary by plan type and region, making it essential for families to compare projected costs before enrolling.

    Young adults who do not qualify for TRICARE Young Adult or choose not to enroll still have additional options. Employer-sponsored health plans, marketplace insurance policies available through the Affordable Care Act, Medicaid for those who qualify and the Continued Health Care Benefit Program—which offers temporary coverage for up to 36 months after losing TRICARE eligibility—can all serve as alternatives. Each option carries its own rules, premiums and coverage limits, so evaluating them early can prevent unexpected gaps.

    Military families should also be aware of transitional programs, such as the Transitional Assistance Management Program, which provides short-term coverage after specific changes in sponsor status. While this program does not apply to every dependent aging-out situation, it illustrates the range of bridge options available within the military health system.

    Planning Ahead

    Planning is the most effective way to avoid interruptions in care. As graduation or age thresholds approach, families should review the young adult’s records in DEERS, determine whether TRICARE Young Adult is an option and research civilian insurance plans that match the student’s educational, employment and financial circumstances.

    A smooth shift from dependent TRICARE coverage to independent health insurance protects not only physical health but also financial stability during a major life transition.

    Read more articles for the Veteran Community here.

    The post Navigating TRICARE as Students Age Out of Dependent Coverage appeared first on U.S. Veterans Magazine.

  • Arctic Expedition Cruise Tips: What We Wish We Knew Before Sailing North

    Arctic Expedition Cruise Tips: What We Wish We Knew Before Sailing North

    We’ve been lucky enough to check a lot of bucket-list destinations off our list over the years. We’ve seen penguins in Antarctica and giant tortoises in the Galapagos. So naturally, the Arctic was calling our name. Recently, we decided to head north to Svalbard on an Arctic expedition in search of polar bears. Even though we’ve taken a polar expedition before, this one was quite different. And we have to admit that we weren’t fully prepared. If you’re considering a voyage north, don’t get caught off guard. These are the Arctic expedition cruise tips we wish we knew before setting sail.

    Plan the Right Arctic Expedition

    1. Know what “the Arctic” actually includes.

    The “Arctic” isn’t a single destination — it’s an entire polar region. Once your ship crosses 66.5 degrees north, you’ve entered the Arctic Circle, and the cruising territory above and around it spans Svalbard, Greenland, and Northern Canada, along with northern Norway, Iceland, and parts of Scandinavia and Russia. That breadth matters, because each region offers a different experience with different wildlife, scenery, and price tags.

    Before you book your Arctic expedition, you should decide where you actually want to visit. Svalbard offers the most realistic polar bear odds and dramatic landscapes; Greenland delivers glaciers, Inuit culture, and sheer remoteness; Northern Canada is the least-trafficked of the three.

    2. Pick the right itinerary.

    There are more Arctic itineraries than most people expect, and they tend to pair the high-Arctic with a more accessible gateway. The expedition heavyweights are Svalbard, Greenland, and Northern Canada. The Northwest Passage is another popular route into remote Arctic Canada. However, many sailings combine Iceland with East Greenland or the Norwegian coast up to Svalbard. So, if you’ve cruised Antarctica and are looking for a similar experience, choose your itinerary carefully. Not all are created equal, and some may not be as expedition-focused as you’d expect.

    Even though our cruise was 12 days, we only had 3 true expedition days (which took us by surprise!). The other days were more typical cruise ports along the Norwegian coast coupled with sea days as we made our way up to Svalbard. In retrospect, we should have chosen a sailing with more days in Svalbard.

    3. Know where your best polar bear odds are (and even still, don’t set high expectations).

    For a lot of travelers (including ourselves), polar bears are the whole reason to head to the Arctic, so it helps to know where you’ll have the best odds of seeing them. On a cruise, Svalbard is likely your best bet: roughly 3,000 bears roam the archipelago and its surrounding sea ice. Greenland has a large population too, though they’re more scattered.

    You’ve probably heard that Churchill, Manitoba is the “polar bear capital of the world,” and it is, but fewer cruise lines visit. While some expedition lines do call there on Hudson Bay and Northwest Passage itineraries, it is best reached as a land-based tour.

    Whichever itinerary you choose, treat a polar bear sighting as a hope, not a guarantee, and know that operators follow strict rules. Ships must maintain a 300m distance at all times, and guides must carry firearms while ashore. The more days your itinerary spends in prime territory, the better your chances of seeing one. But even then, don’t expect amazing photos and videos unless you have a quality camera and zoom lens. Ours basically looked like a walking white dot!

    4. Choose the right cruise line.

    Plenty of lines sail Arctic waters, but they are not all the same product. Expedition-focused operators like HX (Hurtigruten Expeditions), Quark, Aurora Expeditions, Swan Hellenic, Poseidon Expeditions, and Lindblad-National Geographic lean into their expedition credentials. Ponant, Silversea, Seabourn, and Scenic’s expedition sectors layer on more luxury and onboard comfort. Atlas Ocean Voyages — the line we sailed — is a nice mix with refined yacht-style ships and expedition activities without the extremely high price tag.

    With expedition cruising in the polar regions, ship size should be a crucial part of your decision process as well. Smaller vessels mean fewer people to cycle ashore, more zodiac time, and access to more remote locales.

    Ultimately, you should match the line to how rugged or plush you want the experience to be.

    5. Know the cost and budget accordingly.

    An Arctic expedition is one of the pricier trips in cruising, closer to Antarctica than to a week in the Caribbean or Mediterranean. Fares climb fast for smaller ships, better cabins, and luxury amenities. You’ll also want to confirm exactly what’s included: flights to remote gateways, transfers, and add-on activities like kayaking are sometimes extra. Many provide parkas to keep along with rubber muck boots and walking sticks to use during the sailing but not all cruise lines do. If your itinerary includes stops at other ports beyond the expeditions, shore excursions might have an additional fee too.

    Budget for the full picture — airfare, pre- and post-cruise hotels, insurance, gratuities, and optional excursions — so the total doesn’t blindside you. Arctic expedition cruises can range anywhere from around $8,000 to $20,000+ per person depending on the length of the trip, cruise line, and time of year.

    6. Use a travel advisor to book.

    With remote and complex logistics, seasonal windows, and big differences between operators, an Arctic expedition has a lot of moving parts — which is exactly when a good travel advisor comes in handy the most. We book all our cruises through our trusted partner, MEI-Travel.

    Beyond helping you pick the right ship and itinerary and getting you the best price, an advisor can monitor for price drops after you book and can be your advocate if something goes wrong. They can handle all the details for you too, like flights and travel insurance. Even seasoned cruisers benefit from a specialist on a trip like this.

    7. Plan to fly in early — and expect charter flights.

    Getting to the Arctic is rarely a direct flight from the United States. Many Svalbard voyages route through Longyearbyen, one of the northernmost towns on earth, and many Greenland voyages start or end in Kangerlussuaq. These itineraries usually require charter flights from destinations like Oslo, Norway or Reykjavik, Iceland. Some are even roundtrip with the same required for the trip home.

    A single missed connection this far north can mean missing the sailing entirely, so build in a cushion. Fly to your gateway city at least a day early, and plan the return with buffer too.

    Given some delays with our charter flight and immigration (Longyearbyen is NOT part of the European Schengen Area), many passengers missed their onward flights following our recent cruise to Svalbard. Thankfully, we planned an extra night in Oslo all along.

    8. Get trip insurance.

    We don’t sail anywhere without travel insurance, and recommend you don’t either. But the remoteness of the Arctic is one of the clearest cases for it. You’re a long way from major hospitals, weather can upend your plans, and a medical evacuation from the high latitudes can be extremely expensive without coverage. Look specifically for a policy with strong emergency-medical and evacuation limits, plus trip-interruption protection in case a flight or the weather derails your plans.

    Some lines, like Atlas Ocean Voyages, do include emergency medical evacuation insurance. But these plans usually don’t cover other medical care or trip interruptions. So, you’ll still want to purchase an additional plan in case the unexpected happens.

    9. Prepare for the midnight sun.

    More than 90% of Arctic expedition cruises sail during the summer months. The high-Arctic itineraries run from roughly late May through September, because that’s when the ice retreats and the region is actually accessible. So plan for the midnight sun.

    Around the June solstice the sun never truly sets, and scenery is still drifting past your window at 1 AM. It sounds majestic, and it is — but nonstop daylight can also play havoc with your internal clock. Pack a quality eye mask, use your cabin’s blackout curtains, and try to hold a normal sleep routine even when it’s bright as noon at midnight. Believe us: it’s easier said than done.

    Northern lights and polar-night sailings do exist, but they’re the exception. And they’re mostly winter sailings along the Norwegian coast rather than expedition voyages.

    Reset Your Expectations

    10. Remember it’s an expedition, not a cruise.

    This may catch some first-time expeditioners off guard. But unlike a traditional cruise, there’s no DJ music and pina coladas on the pool deck, no Broadway-style theater shows, and no nighttime parties. Instead, days revolve around the scenery and the wildlife: zodiac outings, landings, lectures, and plenty of time outside with binoculars. The onboard vibe is much quieter, with many guests retiring to bed after dinner.

    It’s also more physical than a typical cruise — landings can mean stepping off a zodiac into shallow water and hiking over uneven ground. You don’t need to be an athlete, but be honest about your fitness and mobility, and pick an itinerary that matches what you can comfortably do.

    11. Know what you’ll see — and what you won’t.

    Let’s start with the obvious: there are no penguins in the Arctic. They live in the Southern Hemisphere, so you’ll have to head to Antarctica if you’re looking for these cuddly creatures. Up north, polar bears are the most sought-after animal. The Arctic also delivers a variety of other wildlife, too, that may be more reliable to find. Expect reindeer, Arctic fox, seals, whales like humpbacks and minkes, and seabird cliffs with puffins, guillemots, and more. Walrus are a highlight around Svalbard and Arctic Canada, while musk oxen turn up in Greenland and Northern Canada.

    Even still don’t expect to get too close to these animals, like you might in the Galapagos or Antarctica. There are strict regulations in place regarding minimum distances (which may differ based on location).

    12. Be flexible — Mother Nature is in charge.

    Much like Antarctica, the weather and the ice in the Arctic shape the itinerary. Landings may get moved, swapped, or cancelled; a polar bear sighting might reroute the whole afternoon. We learned this firsthand in Antarctica, where conditions changed by the hour, and the Arctic is no different. Unlike shore excursions that have set departure times, expedition outing times are approximate based on conditions. So, it’s important to stay flexible. You’re among the lucky few who get to be here at all — roll with it.

    13. Prepare for seasickness.

    While Arctic waters can be calm and glassy, they do cross open stretches like the Barents Sea or Greenland Sea. These are areas where currents collide often causing extreme swells and rough conditions. While we knew about the Drake Passage going into our Antarctica cruise, we didn’t realize the seas in the Arctic could be that turbulent too.

    Thankfully we were fine, but even cruisers who don’t normally get seasick should be prepared. Pack your motion sickness remedy of choice, whether that’s Bonine or Dramamine, ginger chews, acupressure bands, or a prescription from your doctor, and use it before you start feeling sick.

    Pack and Prep Smart

    14. Pack appropriately.

    Much like other cold-weather regions, layers are key on an Arctic expedition. You’ll want a thermal base layer, a warm fleece or wool mid-layer, and a waterproof, windproof outer shell. Other essential items to pack include wool socks, waterproof pants, gloves, a hat, sturdy waterproof footwear, and a dry bag.

    Some other things people often forget are quality binoculars, a camera zoom lens, sunglasses, and sunscreen. The wildlife is often farther away than you’d like, and sunlight bouncing off ice and water can cause sunburn.

    It’s a good idea to research the laundry situation on your ship as well. Some have self-service laundry facilities, which is very convenient, and can help reduce how much you pack. Others only offer for-fee send-away laundry services.

    15. Determine what your cruise line provides.

    Before packing, you’ll also want to determine what items your cruise line provides. Many provide warm, waterproof parkas for expedition outings, but you may want a thinner puffer jacket/vest and/or raincoat for sightseeing from the ship’s outdoor decks. Some cruise lines also provide walking sticks and muck boots for guests to use, but if they don’t, you’ll need to get your own as they’re essential.

    In attempt to minimize single-use plastics in the Arctic region, many cruise lines provide all guests with a reusable water bottle and refill stations around the ship. Some even have binoculars for guests to use during the sailing.

    16. Try these cabin hacks.

    A few small tricks make expedition cabin life easier. Wet gear is a constant, so bring a couple of strong magnetic hooks — most cabin walls are metal, so you easily can hang wet clothing to dry. You can also use the magnetic hooks to hang bags, hats, or jackets to free up some closet space. Toss in a cruise-approved power adapter and/or outlet converter for the gear you’ll be charging every night. We also always pack a hanging pocket organizer to stow away small items like toiletries, charging cords, sunglasses, and other accessories. This helps to free up counter space and keeps everything neatly organized in one place.

    Make the Most of the Experience

    17. Attend the lectures and expedition briefings.

    The expedition team is the heart of these trips. Their enrichment talks are educational and serve as the replacement for typical cruise entertainment. Throughout the sailing, there will likely be lectures on wildlife, geology, and the region’s history that make everything you see ashore click into place.

    Just as important is the daily briefing, usually an evening recap of the day paired with a preview of tomorrow’s plan, weather permitting. These briefings provide the practical details that make the next day’s outings go smoothly.

    18. Follow the strict rules ashore.

    The Arctic’s ecosystems are fragile and heavily protected. In fact, Svalbard has the strictest rules in the world for visitors. Expect biosecurity checks — scrubbing and disinfecting your boots so you don’t carry seeds or contaminants between sites — along with firm guidance to stay on designated paths, keep set distances from wildlife, and never take so much as a pebble, flower, or feather with you.

    In polar bear country, armed guides scout and stand watch before anyone steps ashore, and you’ll be expected to stay with your group. These restrictions are in place to keep both the wildlife and you safe. Further, when visiting local communities, you should respect the people and cultures (this might mean not taking photos).

    Listen closely at the briefings and follow the team’s lead while ashore.

    19. Do the polar plunge — and the blue nose ceremony.

    Two Arctic traditions are worth saying yes to if your cruise line offers them. The polar plunge is exactly what it sounds like: a quick, shrieking jump into near-freezing Arctic water, usually with the crew standing by and a shot of liquor on completion to warm up. It’s brief, but it’s one of those did-that stories you’ll tell for years. Now Don can say he’s taken the polar plunge in both poles…I cannot say the same!

    The other tradition is the blue nose ceremony — a spin on an old maritime tradition — marking the moment your ship passes the Arctic Circle. The ceremony usually entails some form of celebration and blue paint placed on guests’ noses. Unfortunately, Atlas did not do this on our voyage, only an anti-climatic Arctic Circle party.

    20. WiFi might be better than you think (except in Ny-Ålesund, Svalbard).

    While the polar regions are remote areas, many expedition ships sailing in these regions are now equipped with Starlink capabilities. This means that you won’t be as “off-grid” as you might think. The WiFi worked well enough on our ship to post on social media, check emails, and even make WiFi calls.

    However, there’s one important exception if you’re visiting Ny-Ålesund in Svalbard. Because it is an active international high-Arctic research hub, all WiFi and Bluetooth signals must be deactivated once in a certain geographic distance. This radio silence applies even on the ship itself, meaning you can’t scan on and off the ship (it’s done the old-fashioned way with pen and paper), check the cruise line’s app, or watch television. Our WiFi was turned off for approximately 9 hours on the day of our visit.

    Comments

    Are you planning your first Arctic expedition cruise? Did these tips help with your planning? Drop us an anchor below to share your questions and your own expedition experiences.

    The post Arctic Expedition Cruise Tips: What We Wish We Knew Before Sailing North appeared first on EatSleepCruise.com.

    This post was originally published on this site.

  • Navy Whistleblower Tied to Coast Guard Scandal Details Her Fight Against the Boss She’s Suing

    Navy Whistleblower Tied to Coast Guard Scandal Details Her Fight Against the Boss She’s Suing

    A U.S. Navy civilian whistleblower has been forced to return to the same command and directly report to a boss she is suing.

    this site

  • The Best Hotel Booking Sites: What We Actually Use and Why

    The Best Hotel Booking Sites: What We Actually Use and Why

    During my old corporate job I lived in a Marriott long enough to be invited to the staff Christmas party. I suspect that says more about my travel schedule back then than about my charm, but the habit stuck. These days Jess and I still book a lot of hotels, enough that I hold Marriott…

    This post was originally published on this site.

  • Coast Guard Tuition Assistance

    Coast Guard Tuition Assistance

    Coast Guard Tuition Assistance (TA) pays up to 100% of tuition for taking college courses while on active duty, as a member of the Selected Reserve, and in certain circumstances, while a civilian employee of the service. TA will not pay for many fees, such as technology or internet fees, transit fees, etc., that may be added by certain schools.

    this site

  • Coast Guard Education Benefits: What’s Available to Members and Families

    Coast Guard Education Benefits: What’s Available to Members and Families

    Like the other military branches, the Coast Guard offers its members great opportunities to get a college education. These programs are generally referred to as Voluntary Education or Vol Ed. The Coast Guard offers the following programs to help members achieve their education goals.

    this site